It's No Secret
It’s No Secret is a podcast for Kiwis who want their money questions answered.
Are you wondering when is the right time to get on the property ladder, whether you should invest with family or how to talk to your significant other about investing and budgeting? If yes, you’re in the right place. Our hosts Cat Emerson and Christine Jensen will answer these questions and more.
They’ll take you through the ins and outs of all things finance, money, property, investing and building wealth so you can move towards achieving financial freedom. Whether it’s learning about budgeting, what to do with your savings or whether you should be investing in the share markets, we’ve got you covered.
Each Tuesday we’ll release one short episode that answers a specific money question. No long ramblings and no financial jargon. Investing hacks, budgeting tips and financial freedom included.
You’ll be left feeling inspired, relieved and ready to take the next step in your financial journey.
Happy listening!
Submit a money question or get in touch at our Instagram @itsnosecretnz
It's No Secret
98. How to Financially Thrive Throughout the Holidays
The holiday season is here, and with it comes increased spending pressure. With recent Worldline data showing Kiwis spent $2.65 billion in just the first three weeks of December, we're diving into how to navigate this expensive period without breaking the bank.
Key Questions Discussed:
- What's a reasonable budget for Christmas gifts?
- How can you plan for holiday expenses?
- What are smart alternatives to traditional gift-giving?
- How do you manage social expectations during the holidays?
- What free or low-cost summer activities can you enjoy?
- How do you track spending during the festive season?
- When should you start saving for the holidays?
- How do you say no to expensive holiday plans?
Key References:
- Worldline Consumer Spending Data 2023
- NZ Herald Holiday Retail Report
- RNZ Christmas Shopping Analysis
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Disclaimer:
Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.
The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice.
Any information we provide is general only and current at the time of writing.
Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz
